Personal finance: How to save, spend, and think rationally about money

Finances can be a stressor, regardless of tax bracket. Here are tips for making better money decisions.

  • Whether you have a lot of money or a lot of debt, it matters how you handle your personal finances. A crucial step when it comes to saving is to reassess your relationship with money and to learn to adopt a broader, more logical point of view.
  • In this video, social innovator and activist Vicki Robin, psychologist Daniel Kahneman, Harvard Business School professor Michael Norton, and author Bruce Feiler offer advice on achieving financial independence, learning to control your emotions, spending smarter, and teaching children about money.
  • It all starts with education and understanding. The more you know about how money works, the better you will be at avoiding mistakes and the easier it will be to take control of your financial circumstances.
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How QAnon is monetizing child trafficking victims

What good is a conspiracy theory you can't profit from?

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  • With over 2,000 items on Amazon and 6,600 items on Etsy, QAnon-related swag is now a big industry.
  • Many top QAnon devotees are using this conspiracy theory to promote supplements, t-shirts, and pendants.
  • This baseless theory is doing more harm than good to the child victims it purports to help.
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A detailed analysis of environmental research has revealed the greatest threat to the world: affluence.

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Can universal basic income fix a crisis that's already begun?

COVID-19 may strengthen the case for universal basic income, or an idea like it.

  • The COVID-19 pandemic has thrown millions of Americans into unemployment, highlighting the impracticality of living paycheck to paycheck, which a shocking number of Americans must do. Yet pandemic unemployment is just a glimpse of the fallout the US can expect in a future where more and more jobs are automated.
  • Is universal basic income the answer? In this video, a range of experts from economists to entrepreneurs and historians explore different facets of basic income, like why we need it, how it's different to welfare, and how we'll pay for it.
  • Yanis Varoufakis, Greece's former Minister of Finance, explains why he's not in favor of a UBI tax, but rather the creation of a public equity fund: "[T]hese days capital is socially produced ... Take for instance ... the capital stock of Google. To a large extent it is produced by all of us. Every time we search something on the Google search engine, we are adding to the capital stock of Google. This is not just a consumer transaction. So, if capital is socially produced why are the returns to capital privatized? On what basis?"

What's your favorite argument for (or against) UBI? Let us know in the comments!

Study details the negative environmental impact of online shopping

Frequent shopping for single items adds to our carbon footprint.

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  • A new study shows e-commerce sites like Amazon leave larger greenhouse gas footprints than retail stores.
  • Ordering online from retail stores has an even smaller footprint than going to the store yourself.
  • Greening efforts by major e-commerce sites won't curb wasteful consumer habits. Consolidating online orders can make a difference.
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