For decades the financial sector demanded and received deference from virtually every government in the western world. In the UK we rolled out the red carpet. Yet their perception of risk and reality was so wrong that they wrecked the thing they were left in charge of. If that is allowed to happen again with climate change, and the odds are looking a lot worse, there will be no way back. What can words do this new year? Perhaps, aid a simple shift of perception that may allow for change. We are not stuck with global warming. We are global warming.