Emma is like a fitness tracker for your finances, and it's over 80% off now

Get your finances in shape with this powerful money manager.

  • Emma is a personal finance and budgeting app to help you better control your money.
  • Emma organizes and analyzes all your financial accounts to save you cash.
  • A $299.99 lifetime subscription is on sale now for just $39.

Quick...how many monthly subscriptions do you have? Subscriptions for streaming services and cable; website, newspaper, magazine or app access; subscription boxes; or services like a food prep supplier or the gym? It’s probably even more than that number you just blurted out.

Welcome to the subscription economy, where companies are increasingly moving to charging you monthly or annual fees to continue providing you with goods and services that you may not always need.

That’s just one of the ways money can slip out of your pocket without you even realizing it. Emma is a money management and budgeting app that can help you stem that outgoing cashflow and streamline your expenses so money doesn’t get wasted. Right now, a lifetime subscription to Emma is almost 80 percent off, just $39.

Launched last year and already featured in outlets like TechCrunch, Forbes and the Financial Times, the Emma app is described as a fitness tracker for your money. Emma syncs financial statements from all your bank accounts, credit cards and investments, tracks your payments and analyzes your personal finances to help you make smarter decisions about where your money goes.

With Emma, you can set up budgets for all your regular expenditures like monthly bills, groceries, transportation and more. Once it has an overview of your finances, Emma will point out potential problems like overdrafts or an upcoming payment. It’ll also help you spot waste like subscriptions that you can cancel, all to help you keep a tighter rein on your money.

Emma uses end-to-end 256-bit TLS bank grade encryption protections, so your sensitive financial information won't fall into the wrong hands.

Right now, a lifetime of Emma Personal Finance and Budgeting app service, a $299.99 value, is on sale for only $39.

Prices are subject to change.

Emma Personal Finance & Budgeting App: Lifetime Subscription - $39

Save with Emma for $39

When you buy something through a link in this article or from our shop, Big Think earns a small commission. Thank you for supporting our team's work.

More From Big Think
Related Articles

There are 5 different financial personalities. Which one are you?

What does your money personality say about how you save (and spend) money?

Photo by Julia Sudnitskaya on Shutterstock
Personal Growth
  • There are 5 major financial personality types: big spenders, savers, shoppers, debtors, and investors.
  • Your money personality explains why you spend (and save) money the way you do in your day-to-day life.
  • Knowing your money personality can help you understand how to make your money work for you, how to save more, and overall how to make smarter financial choices.
Keep reading Show less

How to make healthy financial choices every day, according to a financial psychologist

How reframing your emotions and changing your daily behavior can help you save money.

Photo by Yulia Grigoryeva on Shutterstock
Personal Growth
  • There is a psychological connection between your emotions and your spending habits. Many people live in a "reactionary" mode where they spend money in reaction to the day's events.
  • Living in "intention mode" can help you reframe daily financial decisions - "how will this get me closer to my future goals?"
  • Financial psychologist Dr. Tracy Thomas shares her tips for harnessing the power of emotion and intent to create a healthy, financially stable life.
Keep reading Show less

America’s 'Great Wealth Transfer': How to pass on values and purpose

It's estimated that $68 trillion will pass down from Boomers to millennials. Here's how ultra-rich families can do the most amount of good with what they inherit.

Photo by Nathan Dumlao on Unsplash
Politics & Current Affairs
  • Approximately $68 trillion will pass from boomers to millennials over the next few decades in what's known as the Great Wealth Transfer.
  • 90% of family wealth is gone by the time the third generation comes around, primarily due to familial conflict.
  • Social capital advisor Richard Tafel suggests 4 steps families should follow so they transfer wealth in a way that does the most amount of social good.
Keep reading Show less