I am a financial advisor and registered representative for Investment Professionals, Inc., located at Broadway National Bank, San Antonio, Texas. I am also an attorney, licensed in Texas. I have BBA, MBA and JD degrees from Baylor University, and hold the Accredited Asset Management Specialist designation from the College for Financial Planning. I serve as a Trustee for San Antonio's Northside Independent School District, which educates over 85,000 students, is the fourth largest public school district in Texas, and has a 2008 combined operating and capital budget of over $900 million. I previously served as a Regent of the Baylor University System, and as Chair of the Board of Regents from 1995 through 1997. Nancy, my wife of 35 years, and I have three children: Travis will graduate this year from Texas A & M University, Elizabeth is a sophomore at Blinn College, and Rebecca is a doctoral student at Exeter College, University of Oxford.