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We live in a time of information abundance, which far too many of us see as information overload. With the sum total of human knowledge, past and present, at our fingertips, we’re faced with a crisis of attention: which ideas should we engage with, and why? Big Think is an evolving roadmap to the best thinking on the planet — the ideas that can help you think flexibly and act decisively in a multivariate world.

A word about Big Ideas and Themes — The architecture of Big Think

Big ideas are lenses for envisioning the future. Every article and video on bigthink.com and on our learning platforms is based on an emerging “big idea” that is significant, widely relevant, and actionable. We’re sifting the noise for the questions and insights that have the power to change all of our lives, for decades to come. For example, reverse-engineering is a big idea in that the concept is increasingly useful across multiple disciplines, from education to nanotechnology.

Themes are the seven broad umbrellas under which we organize the hundreds of big ideas that populate Big Think. They include New World Order, Earth and Beyond, 21st Century Living, Going Mental, Extreme Biology, Power and Influence, and Inventing the Future.

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Question: What is the issue with credit card debt in America?


Carrie Schwab: It just becomes a way of life in our country [USA]. In fact credit cards weren’t even available about thirty years ago. You are right, we use it is a way to extend our income.

When I talk to families and to consumers at large, I am a big believer that we have to teach our young kids as teenagers, how do you use credit cards wisely. In other words, paying of in a monthly basis, understanding how fees and interest work.

Lots of people were not educated about this and what we are finding through our studies is that teenagers, 13 to18 years-old, already owe on average $300 to an individual or an institution. Even our young kids are using these credit cards.

Parents really need to work with them and make it the discipline that is paid of monthly and similar to teaching you can how to drive. You want them to do it under your roof, before they leave home and get in lot of trouble.


Recorded on: March 27, 2008


What is the issue with cred...

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