Why not empower individuals to reroute some AID/World Bank $'s through kiva.org?

Why not reroute some development money from World Bank to kiva.org by giving
taxpayers a tax credit/deduction for donating/loaning money to specific
projects on kiva's list or any of the other microfinance
individual-to-individual donation/loan agencies?  

Even extremely large projects could be funded this way,because individuals can offer small bits that can add
up to a great deal of money for a particular project if enough people believe in it.

My wife and I loaned $25 last year through kiva.org to a woman in Togo who ran a
grain store and wanted to add a freezer so she could sell fish.  In a very short
time enough people contributed money to reach the $1,200 she needed.  She paid
all of our money back in one year right on schedule.  Now we have loaned the
$25 to three women in Pakistan.  We don't get any interest for loaning the
money, but we enjoy doing it.  We study each proposal carefully, although the
proposals are already vetted at the village level.  Some arrangements make the
whole village accountable for the loan.

LinkedIn meets Tinder in this mindful networking app

Swipe right to make the connections that could change your career.

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Swipe right. Match. Meet over coffee or set up a call.

No, we aren't talking about Tinder. Introducing Shapr, a free app that helps people with synergistic professional goals and skill sets easily meet and collaborate.

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Brain study finds circuits that may help you keep your cool

Research by neuroscientists at MIT's Picower Institute for Learning and Memory helps explain how the brain regulates arousal.

Photo by CHARLY TRIBALLEAU / AFP/ Getty Images
Mind & Brain

MIT News

The big day has come: You are taking your road test to get your driver's license. As you start your mom's car with a stern-faced evaluator in the passenger seat, you know you'll need to be alert but not so excited that you make mistakes. Even if you are simultaneously sleep-deprived and full of nervous energy, you need your brain to moderate your level of arousal so that you do your best.

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34 years ago, a KGB defector chillingly predicted modern America

A disturbing interview given by a KGB defector in 1984 describes America of today and outlines four stages of mass brainwashing used by the KGB.

Politics & Current Affairs
  • Bezmenov described this process as "a great brainwashing" which has four basic stages.
  • The first stage is called "demoralization" which takes from 15 to 20 years to achieve.
  • According to the former KGB agent, that is the minimum number of years it takes to re-educate one generation of students that is normally exposed to the ideology of its country.
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How pharmaceutical companies game the patent system

When these companies compete, in the current system, the people lose.

Politics & Current Affairs
  • When a company reaches the top of the ladder, they typically kick it away so that others cannot climb up on it. The aim? So that another company can't compete.
  • When this phenomenon happens in the pharmaceutical world, companies quickly apply for broad protection of their patents, which can last up to 20 years, and fence off research areas for others. The result of this? They stay at the top of the ladder, at the cost of everyday people benefitting from increased competition.
  • Since companies have worked out how to legally game the system, Amin argues we need to get rid of this "one size fits all" system, which treats product innovation the same as product invention. Companies should still receive an incentive for coming up with new products, he says, but not 20 years if the product is the result of "tweaking" an existing one.