Curb Credit Rating Culture
Credit rating agencies have too much power to determine the fate of nations. They are unelected, unaccountable, have hugely inflated powers and should be curbed.
The credit ratings agencies are leading a market assault on nations and peoples. We must curb them hard if we can. So says Martin Kettle in his Guardian column. He goes on to say that the curse of the credit-rating culture in personal finance is in its relative infancy in Britain. "But it has increased, is increasing and ought to be diminished. Anyone who is familiar with the US personal credit-rating culture from which the sovereign risk culture has grown will know that it has a Kafkaesque way of doing things. As in high street banking and lending the world over, the computerised box-tick system has replaced the individual.
The ability to speak clearly, succinctly, and powerfully is easier than you think
The ability to communicate effectively can make or break a person's assessment of your intelligence, competence, and authenticity.
The results come from a 15-year study that used ultrasound scans to track blood vessels in middle-aged adults starting in 2002.
- The study measured the stiffness of blood vessels in middle-aged patients over time.
- Stiff blood vessels can lead to the destruction of delicate blood vessels in the brain, which can contribute to cognitive decline.
- The scans could someday become a widely used tool to identify people at high risk of developing dementia and Alzheimer's.
What defines a dark horse? The all-important decision to pursue fulfillment and excellence.
When we first set the Dark Horse Project in motion, fulfillment was the last thing on our minds. We were hoping to uncover specific and possibly idiosyncratic study methods, learning techniques, and rehearsal regimes that dark horses used to attain excellence. Our training made us resistant to ambiguous variables that were difficult to quantify, and personal fulfillment seemed downright foggy. But our training also taught us never to ignore the evidence, no matter how much it violated our expectations.
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