"The United States is hopelessly dependent on credit. And like stopping other serious addictions, only one solution will work—go cold turkey. We should abolish credit," says The Atlantic. "What would that entail? No loans. For anybody. For anything. The government wants to spend more than its tax receipts, plus what it's got in the Treasury? It can't. Consumers want to buy a home or car for more money than they have saved up? They can't. They'd have to actually earn the money first. Of course, renting and leasing would still be options...If Congress managed to embrace a credit ban, we would end up with an overall economy that grows a little slower, but is incredibly stable. All that systemic credit risk? Gone. That reward would be well worth the cost."