The scriptures are reasonably precise about what happens to us when we die. As a member of the LDS faith, we believe that faith is a wonderful thing to have, but without works, faith is dead. in other words, we are judged on what we think and feel and DO in this life.

for me this is great motivation to perform as well as I can in any given situation, treat others as well as I am able in any given circumstance and think twice before chastising or arguing with someone. 

This comes about because we are also told that in this life we are to prepare to meet god. There is no 2nd chance in many (not all) circumstances.