The economic meltdown of the 2nd half of 2008 has been blamed on several issues: mortgages for houses that people can't afford, the selling of debt as an investment tool, CEOs making over 500 times the salary of the average employee of their companies, golden parachutes, people buying too much on credit, the United States waging two wars that are paid for by increasing debt to other nations, defense contractors with overpriced no-bid contracts that are not held accountable, etc.

Can the United States return to the same business and government practices of little regulation or not?  If we cannot, what needs to be done to help prevent more economic hard times?